To get started with our Islamic finance Australia services, we will conduct an initial pre-assessment to determine how much we can finance you and whether you will fit the requirements for eligibility. The information you provide us here will be verified with supporting documents which we will ask you to provide later.
Please click on the following link [APPLY NOW] to get started with your pre-assessment.
Pre-Assessment
After a successful pre-assessment a finance executive will prepare your application for submission. We will request specific information to support your application. The information we request will vary depending on your personal circumstances and includes documents to support income, deposit or equity, assets, liabilities such as current mortgages, car loans, credit cards etc.
Application Submitted
We will send you a conditional approval which gives you an indication of how much finance we may provide you. The conditional approval is also subject to certain conditions which may include a satisfactory valuation that is conducted by an independent valuer.
Conditional Approval
Talk to your lawyer before making any offer on property.
Remember, if you change your mind cancelling a sale may
become an expensive exercise.
If you are going to make
an offer at a private sale please ensure your lawyer
requests a “subject to finance” period.
If you are
going to buy at auction, you will, most likely, be legally
bound to purchase the house.
Making an Offer on Property
We will order a valuation of the property once you have
provided us with a valid contract of sale.
If you are
refinancing, the valuation on the property is ordered
immediately after you are granted a Conditional Approval.
The Final Approval is provided within 3 business days
of a successful valuation. Upon issue of a Final Approval we
will instruct our lawyers to prepare and issue legal
documents
Final Approval and Settlement
After you have settled you will have access to our on-line portal which is a convenient and secure way to pay bills, access your account balance and transaction history and make transfers and redraws.
Post Settlement
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