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Unlock Your Dreams with Shariah-Compliant Financing: First Homes, Investments, and More!


Amanah Islamic Finance: Australia's
Top-Ranked Islamic Finance
Institution for 3 Consecutive Years

Why Amanah

We have a proven track record
We have both global and local shariah endorsement
Our commitment to customer satisfaction
Our connection to community

Why Choose Amanah - Your Trusted Shariah Compliant Home Financing Solution

  • At Amanah, we are committed to developing Shariah compliant home financing solutions that aligns with globally recognised Shariah scholars while adhering to Australian laws and credit regulations. With a proven track record, we have successfully worked alongside scholars, lawyers, regulators, and reliable funding sources to establish our Islamic finance solutions that are available to customers throughout Australia. Since opening our doors to the public in 2015, we have proudly provided over $400 million of Islamic finance to customers nationwide. Our strong presence has expanded across Australia, with dedicated representatives in each state. Our customers are located across all major cities including Sydney, Melbourne, Brisbane, Perth and Adelaide. By choosing Amanah Islamic Finance, you can have confidence in our expertise and experience in delivering Shariah compliant financial services.
  • Amanah is your trusted partner for Shariah compliant home financing solutions.
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Global and Local Shariah Endorsement for Our Products

  • Our innovative range of Islamic home finance products maintain global and local Shariah endorsements. At Amanah, we have collaborated closely with a range of Islamic finance scholars, including Datuk Dr Daud Bakar, Chairman of the Shariah Council for the Malaysian Central Bank, and Professor Sheikh Ali El Gari from King Abdul Aziz University, Saudi Arabia.
  • Amanah Islamic Finance takes pride in our engagement with a diverse group of local Islamic scholars including endorsement by the Board of Imams Victoria and the President of the Imams Council of Queensland, both being members of the Australian National Imams Council at the state level.
  • To ensure the utmost Shariah integrity, we adhere to rigorous standards. Our products undergo comprehensive Shariah audits and ongoing testing, allowing us to maintain the highest levels of compliance.
  • Amanah’s internal Shariah compliance team headed by Imam Uzair Akbar who was President of the Imams Council of Queensland conducts monthly reviews of each contract to ensure that the contracts and processes were executed in line with the advice of the external Shariah board.
  • In addition, the external Shariah board comprising of leading global scholars who are independent of Amanah also conduct regular audits using its own independent teams.
  • If you choose Amanah Islamic Finance as your trusted-provider for Shariah-compliant solutions be assured that we are backed by global and local endorsements.
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Achieving Customer Satisfaction: Award-Winning Commitment

  • At Amanah Islamic Finance, our dedication to exceptional client service has garnered significant recognition. We are honoured to have received the prestigious Best Australian Islamic Finance Institution award for three consecutive years from the highly regarded Islamic finance media organisation, Islamic Finance News. In addition, we have been shortlisted amongst some of the best Islamic real estate finance providers in western countries.
  • We recognise that the journey to home finance is significant and our commitment to support you through that is at the core of everything we do. We strive to provide unparalleled service and support to our valued clients, ensuring their financial needs are met with excellence and professionalism.
  • Partner with Amanah Islamic Finance and experience the award-winning commitment that sets us apart.
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Deep Community Connections: Bringing Shariah Compliant Products to Your Doorstep

  • At Amanah Islamic Finance, we are deeply rooted in our community, driven by the mission to make Shariah-compliant products accessible to all. With dedicated representatives in each state, we are committed to serving you at the grass-roots level. We have deciated representatives in Sydney, Melbourne, Brisbane, Adelaide and Perth.
  • Amanah’s local presence allows us to understand the unique needs and aspirations of our community members. Whether you are seeking guidance or assistance, our highly qualified representatives are here to support you every step of the way for your Islamic home finance needs.
  • Experience the convenience and personalized service that comes from working with a community-focused provider. Amanah Islamic Finance is dedicated to building strong connections and making a positive impact within the communities we serve.
  • Discover the ease of accessing Shariah-compliant products in your local area. Connect with our trusted representatives today and embark on a financial journey tailored to your needs.
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The Application

To get started we will conduct an initial pre-assessment to determine how much we can finance you and whether you will fit the requirements for eligibility. The information you provide us here will be verified with supporting documents which we will ask you to provide later.

Please click on the following link [APPLY NOW] to get started with your pre-assessment.


After a successful pre-assessment a finance executive will prepare your application for submission. We will request specific information to support your application. The information we request will vary depending on your personal circumstances and includes documents to support income, deposit or equity, assets, liabilities such as current mortgages, car loans, credit cards etc.

Application Submitted

We will send you a conditional approval which gives you an indication of how much finance we may provide you. The conditional approval is also subject to certain conditions which may include a satisfactory valuation that is conducted by an independent valuer.

Conditional Approval

Talk to your lawyer before making any offer on property. Remember, if you change your mind cancelling a sale may become an expensive exercise.
If you are going to make an offer at a private sale please ensure your lawyer requests a “subject to finance” period.
If you are going to buy at auction, you will, most likely, be legally bound to purchase the house.

Making an Offer on Property

We will order a valuation of the property once you have provided us with a valid contract of sale.
If you are refinancing, the valuation on the property is ordered immediately after you are granted a Conditional Approval.
The Final Approval is provided within 3 business days of a successful valuation. Upon issue of a Final Approval we will instruct our lawyers to prepare and issue legal documents

Final Approval and Settlement

After you have settled you will have access to our on-line portal which is a convenient and secure way to pay bills, access your account balance and transaction history and make transfers and redraws.

Post Settlement

What's Happening

Stay up-to-date with our press releases, upcoming events and news.

  • ...
    21 August 2023

    New Procedures for Internal Shariah Compliance

    As part of its commitment to improving Shariah compliance Procedures and oversight, Amanah are ple...

  • ...
    01 June 2021

    Amanah Annual Shariah Audit Outcome

    We are very pleased to have our Shariah certification renewed having gone through a rigo...

  • ...
    09 March 2021

    Launch of our new office

    We are delighted with the launch of our new office 765-767 Sydney Rd, Brunswick. Drop in and meet...

What People Say

We are very happy because we have happy customers.

I have been with Amanah since March 2019 and so far their service has been superb from the beginning. Even during these challenging times their team are willing to help. Overall, very good customer service and will definitely recommend it.

Testimonial 1

General Manager

Huwaida Tahir

Katrecia and I would like to thank you for your help with securing finance and the support you provided throughout the purchase. We greatly appreciate it. And thankyou very much for the lovely hamper.

Testimonial 1


Jubair Iqbal

Very professional and friendly service. I found everyone at Amanah to be entirely customer focussed, honest, and fair in their dealings. Would definitely recommend!

Testimonial 1

Nazeem Hussain

I have had a great experience at Amanah Islamic Finance so far. They were organised, very professional and have excellent customer services. I would also recommend this company to first home buyers. I hope they keep up the good work.

Testimonial 1

Yasin Aden

I have been with Amanah since March 2019 and so far, their service has been superb from the beginning. Even during challenging times like today their post-settlement team are willing to help. Overall, very good customer service and will definitely recommend it.

Testimonial 1


Teguh Iskanto
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Amanah Islamic Finance Australia Pty Ltd | ACN: 18 168 514 261 Australian Credit Licence: 461889
Amanah Superannuation and Investment Pty Ltd is an Authorised Representative of PGW Financial Services Pty Ltd AFSL 384 713 ABN 15 123 835 441